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What it really costs to buy a home in Marbella

The asking price is not the total. Plan the taxes and fees before you make an offer.

In Andalucía the taxes depend on whether the home is a resale or a new build bought from the developer. On top of them come the notary, the land registry and your lawyer.

Resale homes

Transfer tax (ITP) in Andalucía is 7% of the purchase price.

New builds

Buying from the developer, you pay 10% VAT plus 1.2% stamp duty (AJD).

Notary, registry and lawyer

Notary and land registry fees together usually come to between 1% and 2%. Independent legal advice is commonly around 1% plus VAT.

These figures are a guide. Some buyers qualify for reduced rates, and your lawyer will confirm the exact amounts. Our buying guide has a quick calculator.

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